Buying or Building a Luxury Home In Minnesota Process.

Custom Home Builder Minnesota

Buying or Building a Luxury Home in Minnesota.

You have reached the top.  Luxury Homes in Minnesota range in price from 600k to 24 Million dollars.  We need to break down the reality of buying or building a luxury home since it is a different process than the other price ranges.

Step 1:  Financing.

Some Luxury Home Buyers are 100% cash, some are %50 cash and a lot use the banks money since they know that they can use their cash to make more money.

No matter which route you decide we do have to have the funds verified before showing Luxury Homes to you.  Reasoning being is that Sellers at this level don’t want to waste their time having the house cleaned for a buyer that is not even qualified.

If you’re looking to get a Jumbo mortgage, we have several loan officers that are qualified in working with these types of loans and will make sure to get you the best rate possible.  You will be looking at putting down 10% for 412k to 850k and then 15% to 20% if you go over the 850k mark.  I have some that will do 10% up to 1.5 million but it depends on your credit and cash on hand.

Step 2:  Tell me your dream.

When we sit down I will talk to you about what your dream home looks like.  You may have some picked out that you want to go see already.  I will take notes and listen to everything you and your partner want in your dream home.  I will then start searching for homes if you have not provide ones.

Step 3: The Showings.

This is the best part of home shopping.  This give me a chance to really hear what you like and dislike about the homes we see.  I will ask you questions to see how you rate certain amenities, locations and prices of the homes.

Step 4: Dale will find the Solution.

Typically the Luxury Homes in this price range are custom built homes or builder spec homes.  They may not fit what your looking for 100%.  That is where Dale has to come up with out of the box solutions.

1. Find the perfect home, maybe over our budget so Dale will have to negotiate it down. (Buying a New Construction or Newer Luxury Home)

2. Great Home has 90% of what we want.  Dale will have to get cost on how much it is to change the home to what you want (Buying and Remodeling)

3. We can’t find anything we like that is out there.  This leaves you with building.  Your Luck because Dale works with one of the best Luxury Home Builders in the Twin Cities and Dale knows what the current trends are in building and also how to find the perfect lot for you.

Dale doesn’t believe anything is impossible.  You just need to have faith and perseverance and Dale will get you what you want.

Dale has been working with Luxury Homes in the Twin Cities for the past 8 years and loves the challenge when it comes to finding that dream home.  He constantly is watching the market to see which homes are for sale and what they’re selling for.

Thank you for visiting our site and if Dale can be of help to you, just give home a call and you will be thankful that you did.

Buying a Luxury Home in Minnesota